Trusted Medicare Broker
in St. Louis, MO
William Lawler, Medicare Broker/Agent
Turning 65 can bring a lot of questions about Medicare, healthcare coverage, enrollment deadlines, and retirement planning. William Lawler helps seniors throughout St. Louis, St. Charles, and Metro East Illinois navigate Medicare with clear guidance, honest answers, and personalized support. William works directly with individuals who are new to Medicare, retiring from employer coverage, relocating, or reviewing their current healthcare options. Instead of trying to navigate Medicare alone, clients receive one-on-one guidance tailored to their doctors, prescriptions, healthcare needs, and budget.
William Lawler is committed to helping seniors compare Medicare Advantage plans, Medicare Supplement plans, and Medicare enrollment options from trusted insurance carriers so they can make informed healthcare decisions with confidence.
Medicare Help for Seniors Turning 65
Enrolling in Medicare for the first time can feel confusing and overwhelming. Many seniors have questions about enrollment deadlines, healthcare coverage, supplemental insurance, and how to choose the right Medicare plan. William Lawler helps simplify the process with patient, one-on-one Medicare guidance designed to help seniors understand their options clearly without pressure.
Whether you are:
Turning 65
Retiring and losing employer coverage
New to Medicare
Reviewing your current Medicare plan
Relocating to Missouri or Illinois
Looking for lower healthcare costs
Aging into Medicare
William can help you compare Medicare coverage options and enroll with confidence.
As a licensed Medicare agent serving St. Louis and surrounding communities, William focuses on helping clients avoid costly penalties, unnecessary confusion, and coverage gaps during the Medicare enrollment process.
Why Seniors Choose William Lawler
Choosing a Medicare plan is an important healthcare and financial decision. Seniors throughout St. Louis and Metro East Illinois trust William Lawler because he focuses on education, transparency, and personalized service.
Independent Medicare Broker
William is not tied to one insurance company. Clients can compare plans from multiple nationally recognized carriers to find coverage that fits their healthcare needs and retirement goals.
Personalized One-on-One Support
Every Medicare consultation is tailored to the individual. William takes time to understand:
- Current doctors and specialists
- Prescription medications
- Budget considerations
- Preferred healthcare providers
- Long-term healthcare priorities
Honest, Pressure-Free Guidance
Clients receive clear explanations and straightforward recommendations without confusing sales tactics or unnecessary pressure.
Ongoing Medicare Reviews
Healthcare needs and Medicare plans can change over time. William offers ongoing Medicare reviews to help clients continue receiving the best available coverage year after year.
Local Medicare Expertise
Serving St. Louis, St. Charles, and Metro East Illinois, William understands local provider networks, hospitals, and healthcare systems throughout the area.
Medicare Services Available

Medicare Enrollment Assistance
Understanding when and how to enroll in Medicare is essential. William helps clients navigate enrollment timelines, avoid penalties, and complete Medicare sign-up correctly.
Enrollment services include:
Medicare enrollment assistance
Medicare Part A and Part B guidance
Medicare eligibility help
First-time Medicare enrollment support
Medicare sign-up assistance
Medicare Open Enrollment reviews
Annual Enrollment Period guidance
Retirement healthcare planning
Medicare Advantage Plans
Medicare Advantage plans combine healthcare coverage into one convenient plan and may include additional benefits such as dental, vision, hearing, and wellness coverage.
William helps clients compare Medicare Advantage plans in St. Louis and surrounding areas based on:
Monthly premiums
Copays and deductibles
Doctor and hospital networks
Specialist access
Additional plan benefits


Medicare Supplement Plans (Medigap)
Medicare Supplement insurance helps reduce out-of-pocket expenses not covered by Original Medicare. William helps seniors compare Medigap plans and supplemental insurance options that provide more predictable healthcare costs and greater provider flexibility.
Services include:
Medicare Supplement comparisons
Medigap education
Medicare Supplement quotes
Plan G Medicare Supplement guidance
Supplemental insurance reviews
Long-term healthcare budgeting support
Mortgage Protection Insurance
In addition to Medicare services, William Lawler also offers Mortgage Protection Insurance solutions designed to help families protect their homes and financial future in the event of unexpected illness or loss.
Compare Plans from Trusted Insurance Companies
As an independent Medicare broker, William helps clients compare plans from many leading insurance carriers, including:
Humana
Aetna
UnitedHealthcare
Wellcare
Cigna
Anthem
Blue Cross Blue Shield
Mutual of Omaha
This allows seniors to compare multiple Medicare Advantage and Medicare Supplement plan options in one place while receiving unbiased guidance throughout the decision-making process.
Proudly Serving St. Louis, St. Charles & Metro East Illinois
William Lawler proudly serves seniors and retirees throughout the greater St. Louis region and surrounding Illinois communities, including:
Missouri Areas Served
Areas We Serve:
St. Louis
Chesterfield
Ballwin
Kirkwood
Florissant
Arnold
Wildwood
Maryland Heights
Creve Coeur
O’Fallon
St. Charles
South County
West County
Illinois Areas Served
Areas We Serve:
Belleville
Collinsville
Swansea
Granite City
Columbia
Fairview Heights
Edwardsville
Glen Carbon
Maryville
Metro East Communities
William Lawler is here to help
Personalized Service You Can Trust
Many seniors appreciate having a local Medicare advisor who takes time to answer questions, explain options clearly, and provide support long after enrollment is complete.
William Lawler is committed to helping clients feel informed, comfortable, and confident throughout the Medicare process. His approach focuses on building long-term relationships through responsive communication, honest guidance, and personalized service.
Client testimonials
Kerry H.
My experience with Living Benefits and Bill was very impressive. Bill knows his stuff and was able to explain my options and help me choose the right plan for me. What plan works best for me won`t necessarily work for others.
Kevin P
I was totally in the dark when it comes to Medicare and choosing a plan. With the help of Living Benefits, I was able to look at my choices and decide which one fit in my budget. I am very happy I decided to seek their assistance.
Dan K.
Bill`s experience in dealing with Medicare issues is awesome! His knowledge of the Medicare market is phenomenal. With his help in one short session, I was able to make an informed decision and choose a plan that works best for me.
Louise F.
Being beyond age 65 and not having any funds for funeral and burial expenses concerned me. I did not want to be a burden to my children after I pass. Living Benefits helped me choose an affordable final expense plan that gave me some peace of mind.
Santiago M.
Even in questionable health with diabetes, I was able to secure some reasonable final expense coverage. Bill is very knowledgeable about coverage for seniors with health concerns. Bill can help YOU!
Gary B.
Bill helped me secure my family`s future in the event of something unforeseen happening. I now feel confident that my family`s home is protected with sufficient Mortgage Protection Coverage.
Frequently Asked Questions
Ask us anything
When should I enroll in Medicare?
Most individuals become eligible for Medicare at age 65. Your Initial Enrollment Period begins three months before your 65th birthday and lasts for seven months total.
Is there a fee to work with a Medicare broker?
No. William Lawler provides Medicare consultations and plan comparisons at no direct cost to clients.
What is the difference between Medicare Advantage and Medicare Supplement plans?
Medicare Advantage plans bundle healthcare coverage into one plan, while Medicare Supplement plans help cover out-of-pocket expenses associated with Original Medicare.
Can I keep my doctors with Medicare?
Provider networks vary by plan. William helps clients compare Medicare plans based on their preferred doctors, hospitals, and specialists.
Do you serve Illinois residents?
Yes. William Lawler serves clients throughout Metro East Illinois and nearby border communities.
William Lawler, Medicare Broker/Agent
Phone:
(636) 500-1892
Email:
bmlawler@yahoo.com
Serving St. Louis, St. Charles, and Metro East Illinois.
Available 24/7 for Medicare guidance and support.
Schedule Your Free Medicare Consultation
If you are turning 65, retiring, or reviewing your Medicare coverage, now is the perfect time to speak with a trusted local Medicare broker.

